As the new year begins, January brings with it a series of bank holidays that vary across different states and regions in India. Being aware of these holidays is crucial for managing your financial activities, planning visits to the bank, and ensuring seamless business transactions. Here’s a comprehensive guide to Bank holidays in January 2025 to help you stay prepared.

Why Are Bank Holidays Important?

Bank holidays are designated days when banks remain closed for public dealings. These holidays are usually based on national events, state-specific festivals, or special occasions recognized by the Reserve Bank of India (RBI). While digital banking services like ATMs, mobile apps, and internet banking remain functional, in-person transactions and services are unavailable on these days.

List of Bank Holidays in January 2025

Here is the list of bank holidays in January 2025, including national and regional holidays:

1. January 1, 2025 (Wednesday) – New Year’s Day
   • Observed in states like Tamil Nadu, Sikkim, Mizoram, and Manipur.
2. January 14, 2025 (Tuesday) – Makar Sankranti / Pongal / Magh Bihu
   • A significant festival celebrated in states like Gujarat, Maharashtra, Karnataka, Andhra Pradesh, and Assam.
3. January 15, 2025 (Wednesday) – Uttarayan / Pongal
   • Additional holidays in states like Tamil Nadu and Gujarat for the continuation of festival celebrations.
4. January 23, 2025 (Thursday) – Netaji Subhas Chandra Bose Jayanti
   • Observed in West Bengal, Tripura, and Odisha.
5. January 26, 2025 (Sunday) – Republic Day
   • A national holiday celebrated across India.
6. January 28, 2025 (Tuesday) – Thaipusam
   • Observed in Tamil Nadu and Kerala.

Click here to add these holidays to your Google Calendar

Points to Keep in Mind

1. Plan Ahead: If you have bank-related tasks, such as cash withdrawals, document submissions, or cheque clearances, ensure you complete them before the holidays.
2. Check State-Specific Holidays: Bank holidays are not uniform across all states. Verify the holidays applicable to your region.
3. Leverage Digital Banking: For essential transactions during bank holidays, use online banking services to avoid disruptions.
4. Weekend Considerations: Since January 26, 2025, falls on a Sunday, the impact on banking operations will be minimal. However, ensure your transactions are planned considering weekends.

Conclusion

Being informed about bank holidays in January 2025 allows you to organize your financial activities effectively. With the advent of digital banking, many transactions can be completed without visiting a branch. However, for tasks that require physical presence, staying updated on bank holiday schedules can save time and effort. Bookmark this list and share it with others to ensure everyone can plan their finances smoothly.